The General Rule
In Florida, distinct rules separate "camping" from "living" in an RV. Generally, permanent habitation in an RV on vacant land is prohibited unless the property is a designated campground or RV park.
The Construction Exception
Most counties (including Putnam) allow you to live in your RV temporarily while you are building a home. This typically requires an active building permit and is valid for 6-12 months.
Utilities Are Key
Even for short-term camping, counties often require proper waste disposal. Dumping "grey water" or "black water" on the ground is illegal statewide.
County-by-County Breakdown
While state laws apply, local zoning ordinances have the final say. Here is a snapshot of rules for popular counties.
Putnam County Our Focus
Camping Rules
Permitted: You can camp on your land for up to 14 days within any 45-day period without a permit.
Longer Stays: For stays up to 120 days per year, you can apply for a "Seasonal Permit" (requires water/septic/electric plan).
Living Rules
Allowed only during construction of a primary residence with an active building permit. Valid for 12 months (renewable once).
Bay County
- Generally prohibited outside RV parks.
- 14-day emergency permit available in extraordinary circumstances.
Calhoun County
- Living allowed on owned property with restrictions.
- Requires separate well and septic.
- Must follow density and floodplain rules.
Clay County
- No permanent living allowed.
- Temporary residency permitted only during active home construction.
Franklin County
- Camping allowed for up to 14 days (self-contained vehicles only).
- No permanent connections to utilities permitted.
Important Disclaimer
Zoning laws and ordinances change frequently. This guide is for informational purposes only and does not constitute legal advice. Always contact the specific County Zoning & Planning Department for the most up-to-date regulations before buying land for RV use.