0.22 Acres · Interlachen, Putnam County, FL

Coming Soon

0.22 Acre Lot on Phillips Ave in Interlachen Lakes Estates

0.22 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.22 acres
Zoning
R2 (Residential)
Dimensions
75 x 130 ft
Road access
Phillips Ave
Flood zone
X
Location
Interlachen, FL Open in Maps

What You're Actually Getting

This 0.22-acre residential lot sits on Phillips Ave in Interlachen Lakes Estates (Unit 10, Block 59, Lot 22) in Putnam County. At 9,750 square feet (about 75 x 130 ft), it has room for a home, a yard and some space between you and the neighbors. The lot sits at about 160 feet of elevation and is in FEMA Flood Zone X, outside the 1% annual chance floodplain, so flood insurance is typically not required.

It's zoned R-2 Residential, which allows a traditional site-built home. Putnam County also allows a mobile home on R-2 land, so this lot works for a lower-cost homestead or a first home. There's no public water or sewer, so plan on a well and a septic system. Putnam County Environmental Health (386-326-7189) handles both. Clay Electric supplies power, propane is available locally, and the county picks up waste once a week. Property taxes were just $98 for 2025, and Putnam County does not regulate or track HOAs.

Interlachen is quiet and rural, and much of North-Central Florida's outdoor recreation is within an easy drive: Silver Springs State Park, Ravine Gardens State Park, Orange Springs Park, the St. Johns River Center and The Canyons Zip Line & Adventure Park. Palatka, Hawthorne and Keystone Heights cover everyday errands, and historic St. Augustine and the Castillo de San Marcos make a great day trip. If you want affordable land with room to build in a peaceful part of Florida, this lot is ready for your plans.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$9,600

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$199/mo
Term
60 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

This lot is coming soon and is not open for reservations yet. Call or text Juliana to be first in line when it goes live.

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Phillips Ave
Interlachen, FL

Putnam County · Phillips Ave

Open in Google Maps

GPS coordinates

Center
29.643593, -81.909792
NW Corner
29.643770, -81.909913
NE Corner
29.643774, -81.909677
SE Corner
29.643416, -81.909671
SW Corner
29.643413, -81.909907

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
Subdivision
Interlachen Lakes Estates
Town
Interlachen
APN (parcel number)
09-10-24-4069-0590-0220
Acreage
0.22 acres
Dimensions
75 x 130 ft
Zoning
R2 (Residential)
Terrain
Flat, Wooded
Elevation
160 ft
Flood zone
X
Access road
Phillips Ave
Water
Well or Cistern needed
Sewer or septic
Septic Needed
Electric
Clay Electric (352-473-4917)
Gas
Propane (Suburban Propane: 904-829-5623)
Waste
Weekly County Pickup
HOA / fees
None
Annual property tax
about $98
Last verified
October 15, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Interlachen Lakes Estates lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Clay Electric (352-473-4917). Water: Well or Cistern needed. Sewer or septic: Septic Needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $199 a month for 60 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

Keep looking

More lots in Interlachen Lakes Estates

How owner financing works

Call (407) 917-0848