The General Rule
In Florida, distinct rules separate "camping" from "living" in an RV. Generally, permanent habitation in an RV on vacant land is prohibited unless the property is a designated campground or RV park.
The Construction Exception
Many counties (including Putnam) allow you to live in your RV temporarily while you are actively building a home. In Putnam this is a temporary permit valid for up to 12 months, and it requires an active building permit and an approved septic system.
Utilities Are Key
Even for short-term camping, counties often require proper waste disposal. Dumping "grey water" or "black water" on the ground is illegal statewide.
County-by-County Breakdown
While state laws apply, local zoning ordinances have the final say. Here is a snapshot of rules for popular counties.
Putnam County Our Focus
Living in an RV
Not permitted. An RV cannot be used as a residence on land in Putnam County.
The one exception: a temporary permit while you are actively building a home on the parcel. It runs up to 12 months and requires an active building permit and an approved septic system.
Manufactured Homes
Permitted in many zonings, including R-2 and agricultural districts, as long as the home meets HUD code.
Not permitted in R-1. Zoning is parcel-specific, so confirm the district before you buy.
Bay County
- Generally prohibited outside RV parks.
- 14-day emergency permit available in extraordinary circumstances.
Calhoun County
- Living allowed on owned property with restrictions.
- Requires separate well and septic.
- Must follow density and floodplain rules.
Clay County
- No permanent living allowed.
- Temporary residency permitted only during active home construction.
Franklin County
- Camping allowed for up to 14 days (self-contained vehicles only).
- No permanent connections to utilities permitted.
Important Disclaimer
Zoning laws and ordinances change frequently. This guide is for informational purposes only and does not constitute legal advice. Always contact the specific County Zoning & Planning Department for the most up-to-date regulations before buying land for RV use.