0.3 Acres · Highlands County, FL

Pending

0.30 Acre Residential Lot in Placid Lakes, Lake Placid

0.3 acre residential zoned land for sale in Highlands County, FL, photo 1

Quick facts

Size
0.3 acres
Zoning
R3 (Residential)
Road access
Navajo Ct NW (Paved, Not County Maintained)
Location
Highlands County, FL Open in Maps

What You're Actually Getting

Unlock exceptional value and versatility with this impressive 0.30-acre residential lot located at 108 Navajo Ct NW in the established Placid Lakes community of Lake Placid, FL. Spanning over 13,200 square feet, this spacious parcel offers a generous footprint that comfortably accommodates a variety of building options, from a single-family dream home to a multi-family investment property.

The lot sits at about 127 to 130 feet and is essentially flat. Sitting securely in Flood Zone X, this lot is safely outside the 1% annual chance floodplain, providing a rock-solid, high-and-dry foundation where flood insurance is typically not required. The property is zoned R3 (Multiple-Family Dwelling including Motel and Hotel District) under Highlands County Land Development Regulations Section 12.05.213. This premium zoning allows for one-family dwellings, two-family dwellings, or multiple-family dwellings with proper fire separation — offering incredible flexibility for both homeowners and investors. Site-built and modular homes are permitted. Best of all, the property comes with no verified HOA or POA fees, giving you complete freedom over your build.

Lake Placid offers a charming small-town lifestyle surrounded by stunning natural beauty. You are just minutes from the recreational waters of local lakes, Highlands Hammock State Park, and the Lake June in Winter Scrub Preserve State Park. When you crave city amenities, Fort Myers, Cape Coral, Orlando, and Sebring are all within a convenient drive via US HWY-27 and RT-70. Navajo Ct is a paved street the county does not maintain, and it connects to county maintained Concorde Pkwy. Electricity comes from Duke Energy, and this versatile lot is ready for your vision.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$18,900

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$1,900
Monthly payment
$369/mo
Term
60 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

This lot is pending with another buyer, so it cannot be reserved right now. Call or text Juliana to be first in line if it comes back.

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

108 Navajo Ct NW
Highlands County, FL

Highlands County · Navajo Ct NW (Paved, Not County Maintained)

Open in Google Maps

GPS coordinates

Center
27.251840, -81.411974
NW
27.252031, -81.412148
NE
27.251962, -81.411831
SE
27.251687, -81.411727
SW
27.251687, -81.412139

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Highlands, FL
APN (parcel number)
14-37-29-190-1030-0050
Acreage
0.3 acres
Zoning
R3 (Residential)
Terrain
Flat
Elevation
127 to 130 ft
Access road
Navajo Ct NW (Paved, Not County Maintained)
Water
Well or Cistern needed
Sewer or septic
Septic needed
Electric
Duke Energy (1-800-700-8744)
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Highlands County lot?

The county zoning district is R3. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Duke Energy (1-800-700-8744). Water: Well or Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$1,900 down, then $369 a month for 60 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Highlands County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848