0.16 Acres · Highlands County, FL

Pending

0.156 Acre Build-Ready City Lot with Water & Sewer in Sebring

0.16 acre residential zoned land for sale in Highlands County, FL, photo 1

Quick facts

Size
0.16 acres
Zoning
R4 (Residential)
Road access
Virginia St — Paved, City Maintained
Location
Highlands County, FL Open in Maps

Imagine it built

Your Dream House, Built Here

Concept renderings on the listing photo, not plans or a survey.

What You're Actually Getting

Skip the well, skip the septic, and skip the wait. This 0.156-acre residential lot sits inside the Sebring city limits in the established Highland View subdivision — and it comes with the one thing most Florida land listings can't offer: city water and city sewer are both available at the property. That single fact can save a buyer tens of thousands of dollars and months of permitting compared to a rural parcel that needs a well drilled and a septic system engineered and installed.

The parcel is actually two platted lots — Lots 1 and 2 of Block 1023 — combined under a single APN, giving you a wider, more usable building envelope than a standard single city lot. It fronts a paved, city-maintained road, so there's no dirt-road access issue and no private road maintenance agreement to negotiate. Elevation sits at a comfortable 140 feet in Flood Zone X, fully outside the 1% annual chance floodplain, which typically eliminates the need for flood insurance. There are no HOA fees and no back taxes owed — verified at $0.00 — with 2024 annual property taxes of just $62.

Zoned R-4 Single Family Residential, this lot is approved for a site-built or modular home of at least 750 square feet of living space, keeping the neighborhood's character and long-term property values protected. Sebring puts you at the center of Florida: Highlands Hammock State Park is minutes away, US Highway 98 and Route 17 are close by, and Tampa, Lakeland, Winter Haven, and Fort Myers are all within comfortable driving range — with Orlando's attractions and the Gulf Coast beaches an easy day trip. For a buyer who wants to build a real Florida home on serviced, in-city land without rural infrastructure headaches, this is a rare and exceptionally affordable entry point.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$14,000

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$299/mo
Term
70 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

This lot is pending with another buyer, so it cannot be reserved right now. Call or text Juliana to be first in line if it comes back.

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

929 Grand Ave
Highlands County, FL

Highlands County · Virginia St — Paved, City Maintained

Open in Google Maps

GPS coordinates

Center
27.502337, -81.431467
NW
27.502522, -81.431543
NE
27.502524, -81.431389
SE
27.502151, -81.431392
SW
27.502149, -81.431546

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Highlands County, FL
APN (parcel number)
S-21-34-29-010-1023-0010
Acreage
0.16 acres
Zoning
R4 (Residential)
Terrain
Flat / In-City Residential
Elevation
140 ft
Access road
Virginia St — Paved, City Maintained
Water
City water available — Water Department (863) 471-5112
Sewer or septic
City sewer available — Water Department (863) 471-5112
Electric
Duke Energy (863) 519-6141
Gas
Propane tanks
Waste
City of Sebring garbage pickup — (863) 471-5112
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Highlands County lot?

The county zoning district is R4. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Duke Energy (863) 519-6141. Water: City water available — Water Department (863) 471-5112. Sewer or septic: City sewer available — Water Department (863) 471-5112. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $299 a month for 70 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Highlands County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848