Putnam, FL
0.23 Acre Build-Ready Lot in St. Johns Riverside Estates
What You're Actually Getting
Escape to the peaceful natural surroundings of North-Central Florida with this fantastic 0.23-acre residential lot located in the desirable St. Johns Riverside Estates (Hoot Owl Ridge 1st Addition) of Putnam County. Spanning over 10,100 square feet, this vacant parcel offers a pristine, wooded canvas ready for your custom dream home or a weekend retreat.
A major selling point for this property is its prime location in Flood Zone X, which sits outside the 1% annual chance floodplain. This ensures a secure, low-risk build site where costly flood insurance is typically not required. The property is zoned for Residential, Single Family use, protecting the neighborhood's integrity by allowing traditional site-built homes. Furthermore, you’ll enjoy the ultimate freedom of land ownership with absolutely no HOA fees or restrictive community rules.
Situated in the quiet community of Satsuma, this lot provides a relaxed, rural lifestyle while keeping you perfectly positioned near some of Florida’s best outdoor recreation. Enjoy easy access to the renowned St. Johns River for world-class boating and fishing, or take weekend excursions to the beautiful Ravine Gardens State Park. For your everyday needs and big-city entertainment, Palatka, St. Augustine, and the beaches of the Atlantic Coast are all within a reasonable drive. With a county-maintained access road and electricity available nearby, this lot represents incredible value for your future Florida homestead.
- High & Dry (Zone X)Located in Flood Zone X, ensuring a low-risk, flood-secure build site where flood insurance is not typically required.
- No HOA FeesEnjoy total freedom over your property with zero homeowner association dues or restrictive neighborhood covenants.
- Single Family ZoningZoned for Single Family Residential, providing a secure path to building your custom site-built dream home.
The Lifestyle Awaits
Owning land in Putnam, FL opens the door to a lifestyle of freedom and possibility.
Natural Beauty
Surrounded by Florida's lush landscapes and natural waterways.
Outdoor Living
Perfect for camping, RV living, or building your dream retreat.
Your Land, Your Rules
Build your homestead, park your RV, or hold as an investment.
Year-Round Sunshine
Enjoy Florida's mild climate and outdoor lifestyle every season.
Property Rules & Zoning
Zoning: Residential
Financing Options
Cash Price
$9,600
One-time payment, no interest
Owner Financing
0% Interest. No credit check required.
For the Detail Oriented
I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan your build with total confidence. Review the full specifications below and see exactly what makes this parcel a prime investment opportunity.
Property Specifications
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GPS Coordinates
| Point | Decimal | DMS |
|---|---|---|
| Center | 29.644417, -81.922043 | 29°38'39.9"N, 81°55'19.35"W |
| SE Corner | 29.644305, -81.921859 | 29°38'39.5"N, 81°55'18.69"W |
| SW Corner | 29.644301, -81.922218 | 29°38'39.48"N, 81°55'19.98"W |
| NW Corner | 29.644521, -81.922221 | 29°38'40.28"N, 81°55'19.02"W |
| NE Corner | 29.644525, -81.921862 | 29°38'40.29"N, 81°55'18.7"W |
Location
Putnam, FL
St. Johns Riverside Estates near High Ridge Rd, Satsuma, FL 32189
Juliana
Scolari.
"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"
