0.23 Acres · Putnam County, FL
0.23 Acre Build-Ready Lot in St. Johns Riverside Estates
Quick facts
- Size
- 0.23 acres
- Zoning
- R2 (Residential)
- Road access
- High Ridge Rd (County Maintained)
- Location
- Putnam County, FL Open in Maps
What You're Actually Getting
Escape to the peaceful natural surroundings of North-Central Florida with this fantastic 0.23-acre residential lot located in the desirable St. Johns Riverside Estates (Hoot Owl Ridge 1st Addition) of Putnam County. Spanning over 10,100 square feet, this vacant parcel offers a pristine, wooded canvas ready for your custom dream home or a weekend retreat.
A major selling point for this property is its prime location in Flood Zone X, which sits outside the 1% annual chance floodplain. This ensures a secure, low-risk build site where costly flood insurance is typically not required. The property is zoned for Residential, Single Family use, protecting the neighborhood's integrity by allowing traditional site-built homes. Furthermore, you’ll enjoy the ultimate freedom of land ownership with absolutely no HOA fees or restrictive community rules.
Situated in the quiet community of Satsuma, this lot provides a relaxed, rural lifestyle while keeping you perfectly positioned near some of Florida’s best outdoor recreation. Enjoy easy access to the renowned St. Johns River for world-class boating and fishing, or take weekend excursions to the beautiful Ravine Gardens State Park. For your everyday needs and big-city entertainment, Palatka, St. Augustine, and the beaches of the Atlantic Coast are all within a reasonable drive. With a county-maintained access road and electricity available nearby, this lot represents incredible value for your future Florida homestead.
Pricing & Terms
Need a personalized plan?
Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.
Discounted Cash Price
$9,600
One payment, plus the one-time $249 document fee. Deed recorded at closing.
Owner Financing
- Down payment
- $249
- Monthly payment
- $199/mo
- Term
- 60 months
- Interest
- 0%
- Document fee (one time)
- $249
No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.
Reserving pays the $249 document fee, which is not refundable; it holds the lot right away while we sign the agreement and complete the down payment. Everything else is covered by the 100-day Love It or Swap It guarantee.
Reserve this lotQuestions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.
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Location
Address
High Ridge Rd, St. Johns Riverside Estates, Hoot Owl Ridge
Putnam County, FL
Putnam County · High Ridge Rd (County Maintained)
GPS coordinates
- Center
- 29.565852, -81.625836
- NW
- 29.565950, -81.626051
- NE
- 29.565959, -81.625626
- SE
- 29.565753, -81.625620
- SW
- 29.565744, -81.626045
Technical Data
For the Detail Oriented
I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.
- County
- Putnam, FL
- APN (parcel number)
- 01-11-26-8241-0230-0330
- Acreage
- 0.23 acres
- Zoning
- R2 (Residential)
- Terrain
- Flat, Wooded
- Elevation
- 30 ft
- Access road
- High Ridge Rd (County Maintained)
- Water
- Well or Cistern needed
- Sewer or septic
- Septic needed
- Electric
- Contact Florida Power & Light (1-800-226-5885)
- Gas
- Propane
- Waste
- Weekly Pickup
- HOA / fees
- None
- Last verified
- October 16, 2026
- GPS coordinates
- See Location above
Secure, encrypted checkout via GeekPay.io. The document fee is not refundable; every other term is covered by the 100-day Love It or Swap It guarantee.
The Visionary
Juliana Scolari
"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"
Read the full interview
