0.22 Acres · Putnam County, FL

Sold

This is Where Dreams are Built

This parcel has sold, but similar lots are available right now.

See available lots
0.22 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.22 acres
Zoning
R2 (Residential)
Road access
Dunham Ave (Dirt Road, County Maintained)
Location
Putnam County, FL Open in Maps

What You're Actually Getting

SOLD – the “I’ll come back to this later” crowd just lost again.

This 0.22‑acre Interlachen Lakes Estates cutie on Dunham Ave found its person.

They wanted trees, privacy, and zero HOA drama…so when they saw gently sloped, wooded terrain, peaceful rural setting, and “build at your own pace,” they basically said, “Yeah, that’s my little Florida hideout now.”

They liked that you can bring a mobile home or build, camp while you plan, and still be just a quick drive from lakes, fishing, Palatka, Gainesville all the fun stuff without having neighbors breathing on your windows.

And when they realized it was $249 down and $199 a month instead of some terrifying mortgage meeting, they moved faster than your Wi‑Fi on payday.

If you were low‑key picturing your fire pit, hammock, or future cabin tucked in these trees, I say this with love: screenshots are not ownership.

Go check the other no‑HOA, mobile‑home‑friendly lots before you’re reading another cute little SOLD story and saying, “That was the one I wanted…”

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$8,800

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$199/mo
Term
70 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

Swipe or use the arrows to see all 10 photos

Location

Address

Dunham Ave, Interlachen, FL 32148
Putnam County, FL

Putnam County · Dunham Ave (Dirt Road, County Maintained)

Open in Google Maps

GPS coordinates

Center
29.652166, -81.873065
NW
29.652268, -81.873263
NE
29.652271, -81.872869
SE
29.652065, -81.872867
SW
29.652062, -81.873261

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
02-10-24-4075-2160-0110
Acreage
0.22 acres
Zoning
R2 (Residential)
Terrain
Sloped, Treed
Elevation
114 ft - 118 ft (Center: 117 ft)
Access road
Dunham Ave (Dirt Road, County Maintained)
Water
Well or cistern needed (Contact Environmental Health: 386-326-7189)
Sewer or septic
Septic needed (Contact Environmental Health: 386-326-7189)
Electric
Contact Clay Electric (Keystone Heights): (352) 473-4917
Gas
Propane (Contact Suburban Propane: 904-829-5623)
Waste
Weekly Pickup (Contact Waste Management: 800-926-9693)
HOA / fees
None (County does not regulate/track HOAs)
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Clay Electric (Keystone Heights): (352) 473-4917. Water: Well or cistern needed (Contact Environmental Health: 386-326-7189). Sewer or septic: Septic needed (Contact Environmental Health: 386-326-7189). Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $199 a month for 70 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848