0.42 Acres · Putnam County, FL

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Elite 0.42-Acre High-Elevation Sanctuary – Rare 187ft Elevation Near Lake Lucy

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0.42 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.42 acres
Zoning
R2 (Residential)
Road access
Houston St
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Discover the pinnacle of Florida land ownership with this exceptional 0.42-acre residential parcel, perfectly situated in the serene Lake Lucy Gardens subdivision of Interlachen. This is not your average Florida lot; standing at a remarkable 187 feet above sea level, this property offers a rare "top-of-the-world" feel in a state known for its low-lying terrain. This elite elevation ensures the property is truly high and dry, providing an ideal, rock-solid foundation for your future custom home without the drainage concerns often found elsewhere.

Spanning approximately 18,300 square feet, the lot features a level, beautifully wooded landscape with a mature canopy of trees. This natural growth provides immediate privacy, shade, and a tranquil atmosphere that feels worlds away from the hustle and bustle of city life, yet you remain perfectly connected to the best of North-Central Florida.

Lifestyle & Location: For nature lovers and outdoor enthusiasts, the location is unbeatable. You are just moments away from the pristine waters of Lake Lucy, a local favorite for fishing and peaceful afternoons by the shore. Adventurers will appreciate being within a short drive of the Ocala National Forest, offering endless trails and springs, and the world-renowned Canyons Zip Line and Adventure Park in nearby Ocala. Whether you're interested in kayaking the local springs, hiking through a national forest, or enjoying a day trip to the Atlantic coast, everything is within reach.

Freedom & Opportunity: With R-2 (Single Family Residential) zoning, this property is ready for your architectural vision. Whether you're planning a modern primary residence, a cozy retirement cottage, or a weekend getaway cabin, the lack of HOA restrictions and fees gives you the freedom to build on your own terms and timeline.

Proximity:

  • Interlachen: Local amenities, shops, and dining just minutes away.

  • Palatka: Historic riverfront charm within a 20-minute drive.

  • Gainesville & Jacksonville: Enjoy the perfect balance of rural peace with the convenience of major university medical centers, international airports, and professional sports just an hour's commute.

This 0.42-acre sanctuary is an incredible investment in your future and a rare chance to own a high-elevation piece of Florida’s natural beauty. Don’t miss out on the peace, privacy, and prestige of Lake Lucy Gardens.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$15,500

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$349
Monthly payment
$349/mo
Term
60 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Houston St
Putnam County, FL

Putnam County · Houston St

Open in Google Maps

GPS coordinates

Center
29.655222, -81.913895
SE
29.655001, -81.913709
SW
29.654997, -81.914071
NW
29.655437, -81.914077
NE
29.655441, -81.913715

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
05-10-24-4927-0080-0090
Acreage
0.42 acres
Zoning
R2 (Residential)
Terrain
Flat, Treed
Elevation
187 ft
Access road
Houston St
Water
Well or Cistern needed
Sewer or septic
Septic needed
Electric
Contact Florida Power & Light (1-800-226-5885)
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Florida Power & Light (1-800-226-5885). Water: Well or Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$349 down, then $349 a month for 60 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848