0.22 Acres · Putnam County, FL

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Your Quiet Escape in the Town Between the Lakes

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0.22 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.22 acres
Zoning
R2 (Residential)
Road access
Dirt, County Maintained
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Own a quiet 0.22 acre wooded homesite in Interlachen, Florida, the small Putnam County town locals call the Town Between the Lakes. This is the kind of place people picture when they want to step back from traffic, crowds, and rising city costs and simply breathe under a canopy of Florida oaks. No HOA looking over your shoulder. No banks to answer to. Just your own piece of high and dry Florida to build on, hold, or escape to whenever you need it.

Highlights:

  • 0.22 acre residential lot zoned R2, ready for your Florida home, weekend getaway, or long hold.

  • No HOA and no city noise, only oak shade, birdsong, and open sky.

  • Minutes from Lake LaGonda Park, Etoniah Creek State Forest, and some of the best bass water in the state.

  • Owner financing with just $249 down and $199 a month, no banks and no credit check.

  • Mention this ad to unlock the discounted cash price, a land.com exclusive.

The Town Between the Lakes

Interlachen sits in the quiet heart of Putnam County, a region known as the Bass Capital of the World. You are surrounded by water and woods here. Lake LaGonda Park is close by with its fishing dock and walking trails, Etoniah Creek State Forest is about ten miles out with miles of trails for hiking, horseback riding, and wildlife watching, and the legendary bass fishing of Rodman Reservoir and the St. Johns River is an easy drive away. Historic Palatka and Ravine Gardens State Park sit about sixteen miles east, and Gainesville, with its shopping, hospitals, and the University of Florida, is under an hour to the west. You get true country calm without giving up the things you need close at hand.

The Property

The lot itself is a level, wooded 0.22 acre parcel on Hurley Street, zoned R2 for residential use. That gives you room for a site built home or a manufactured home, subject to Putnam County guidelines, so you can plan the Florida place you have always wanted at your own pace. Access is by county road, electric service runs through this established area, and water and sewer are handled by private well and septic, the norm for this part of Putnam County. Buyers are encouraged to confirm utilities, setbacks, and building requirements with the county for their specific plans.

Land like this is getting harder to find at a price a working family can actually reach. Interlachen has stayed affordable while the rest of Florida has climbed, and quiet no HOA lots with easy owner financing tend to move quickly. Whether you are ready to build now, planning your retirement escape, or simply want to plant your flag on a real Florida asset before prices catch up, this is a low cost way to own the peace you have been looking for.

Property Details:
Parcel ID: FL-Putnam-06-10-25-4081-0360-0180
Location: Hurley St, Interlachen, FL 32148
County: Putnam County, Florida
Lot Size: 0.22 acre
Zoning: R2, Residential
Access: County road frontage
Power: Available in the area through the local provider
Water: Private well
Sewer: Private septic
HOA: None
Terrain: Level and wooded, high and dry inland location
GPS pin: Available on request

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$13,500

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$199/mo
Term
72 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Hurley St
Putnam County, FL

Putnam County · Dirt, County Maintained

Open in Google Maps

GPS coordinates

Center
29.651375, -81.840391
NW
29.651544, -81.840515
NE
29.65155, -81.840279
SE
29.651207, -81.840267
SW
29.6512, -81.840503

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
06-10-25-4081-0360-0180
Acreage
0.22 acres
Zoning
R2 (Residential)
Terrain
Flat, Wooded
Access road
Dirt, County Maintained
Water
Well or Cistern needed
Sewer or septic
Septic needed
Electric
Contact Florida Power & Light (1-800-226-5885)
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Florida Power & Light (1-800-226-5885). Water: Well or Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $199 a month for 72 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848