0.2 Acres · Putnam County, FL

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0.20 Acre Build-Ready Lot in Cooper Lake Estates, Interlachen

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0.2 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.2 acres
Zoning
R2 (Residential)
Road access
Illinois Ave (Dirt, County Maintained)
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Discover the perfect blend of peaceful rural living and regional convenience with this pristine 0.20-acre residential lot located in the beautiful Cooper Lake Estates of Interlachen, FL. Situated in Putnam County, this parcel offers over 8,700 square feet of vacant land, providing an ideal footprint for your new custom home.

A standout feature of this property is its exceptional 192-foot elevation, placing it high and dry in Flood Zone X. This premium elevation ensures you are safely outside the 1% annual chance floodplain, meaning flood insurance is typically not required. The property is zoned Residential, Single Family (R-2), which protects the integrity of the neighborhood while allowing for a traditional site-built home. You will also enjoy the ultimate freedom of land ownership with absolutely no HOA fees or restrictive covenants to worry about.

Interlachen offers a relaxed, nature-forward lifestyle with easy access to incredible outdoor recreation. You are just a short drive from the stunning Ravine Gardens State Park, Orange Springs Park, and the historic Castillo de San Marcos National Monument. When you need big-city amenities, Gainesville, Jacksonville, and Ocala are all within an easy commute via nearby US HWY-301 and RT-20. With a county-maintained access road and a quiet, natural setting, this lot is a fantastic opportunity to build your Florida dream home.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$7,995

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$199/mo
Term
72 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Illinois Ave, Cooper Lake Estates
Putnam County, FL

Putnam County · Illinois Ave (Dirt, County Maintained)

Open in Google Maps

GPS coordinates

Center
29.635853, -81.959711
NW
29.635961, -81.959886
NE
29.635964, -81.959540
SE
29.635744, -81.959537
SW
29.635741, -81.959883

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
12-10-23-1600-0090-0380
Acreage
0.2 acres
Zoning
R2 (Residential)
Terrain
Flat
Elevation
192 ft
Access road
Illinois Ave (Dirt, County Maintained)
Water
Well or Cistern needed
Sewer or septic
Septic needed
Electric
Contact Florida Power & Light (1-800-226-5885)
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Florida Power & Light (1-800-226-5885). Water: Well or Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $199 a month for 72 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848