0.44 Acres · Putnam County, FL

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Build Your Future in Interlachen Lakes Estates

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0.44 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.44 acres
Zoning
R2 (Residential)
Road access
Dirt (Ellen Ave - County Maintained)
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Owning land in Florida changes how you see the future. This 0.22-acre residential homesite is part of a side by side lot of also 0.22 acre, with a total of 0.44 acre in Interlachen Lakes Estates and represents a premier opportunity to secure a high-and-dry lot in one of Putnam County’s most peaceful communities. Located on Ellen Ave, this property is characterized by its flat, beautifully treed terrain, providing an immediate sense of seclusion and a natural canopy for your future home.

The defining feature of this parcel is its versatile R-2 zoning, which offers the rare freedom to choose between building a traditional site-built home or placing a modern mobile home (one allowed per lot). Whether you are looking for a primary residence or a strategic long-term hold, this lot provides the space and flexibility to bring your vision to life without the constraints of an HOA.

Positioned perfectly for the outdoor enthusiast, you are just minutes away from the region's best recreation. Spend your mornings at the St. Johns River Center or exploring the adventure trails at The Canyons Zip Line and Adventure Park. This location offers a true "getaway" feel while remaining within easy reach of Keystone Heights, Palatka, and Hawthorne for all your essential shopping and dining needs. With annual property taxes of only $85.39 each lot, this is an incredibly low-overhead way to own a piece of the Sunshine State.

Highlights:

Mobile Home Friendly: Zoned R-2, allowing for flexible residential options including single mobile home placement.

 

Lush Natural Setting: Flat, treed landscape offers a ready-made privacy buffer and a serene environment.

 

Prime Recreation Access: Located near major natural attractions like Silver Springs State Park and the St. Johns River.

No HOA Fees: Enjoy total freedom on your land with zero monthly association costs or restrictive rules.

This lot is part of a side by side lot APN -13-09-24-4076-1520-0090 and are being sold together!

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$19,500

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$498
Monthly payment
$398/mo
Term
60 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Ellen Ave
Putnam County, FL

Putnam County · Dirt (Ellen Ave - County Maintained)

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GPS coordinates

Center
29.704981, -81.861397
NW
29.705083, -81.861595
NE
29.705086, -81.861202
SE
29.704880, -81.861200
SW
29.704877, -81.861593

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
13-09-24-4076-1520-0100
Acreage
0.44 acres
Zoning
R2 (Residential)
Terrain
Flat, Treed
Elevation
107 ft
Access road
Dirt (Ellen Ave - County Maintained)
Water
Well/Cistern needed
Sewer or septic
Septic needed
Electric
Contact Clay Electric
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Clay Electric. Water: Well/Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$498 down, then $398 a month for 60 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848