0.23 Acre Build-Ready Lot in Satsuma, Putnam County

Putnam, FL

0.23 Acre Build-Ready Lot in Satsuma, Putnam County

0.23 acre residential zoned land for sale in Putnam County, FL — photo 1
0.23 acre residential zoned land for sale in Putnam County, FL — photo 2
0.23 acre residential zoned land for sale in Putnam County, FL — photo 3
0.23 acre residential zoned land for sale in Putnam County, FL — photo 4
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Property At a Glance

What You're Actually Getting

Discover your slice of Florida paradise with this fantastic 0.23-acre residential lot located at 104 Utah St in the charming community of Satsuma. Situated in North-Central Florida's Putnam County, this vacant parcel spans over 10,100 square feet, offering a quiet, wooded canvas perfectly sized for your custom dream home or a peaceful weekend getaway.

A significant advantage of this property is its 61-foot elevation. Sitting high and dry in Flood Zone X, this lot is securely removed from the 1% annual chance floodplain. This premium elevation provides peace of mind and typically eliminates the need for expensive flood insurance. The property is zoned Residential, Single Family, ensuring a standard of quality for the neighborhood by allowing traditional site-built homes. Furthermore, you will enjoy the ultimate freedom of land ownership with absolutely no HOA fees or restrictive community rules tying you down.

Satsuma provides a relaxed, nature-forward lifestyle with incredible access to Florida's best outdoor recreation. You are just a short drive from the majestic St. Johns River, offering world-class freshwater fishing and boating. For weekend excursions, the beautiful Ravine Gardens State Park is nearby. When you need city amenities, Palatka, St. Augustine, and the beaches of the Atlantic Coast are all within an easy commute via nearby US HWY-17 and RT-100. With a privately maintained access road and electricity available nearby, this peaceful lot represents incredible value for your future Florida homestead.

  • High & Dry (Zone X)Excellent 61-foot elevation located in Flood Zone X, ensuring a low-risk, flood-secure build site.
  • No HOA Fees Enjoy complete property freedom with zero homeowner association dues or restrictive bylaws.
  • Single Family ZoningZoned for Single Family Residential, providing a secure path to building your custom site-built dream home.

The Lifestyle Awaits

Owning land in Putnam, FL opens the door to a lifestyle of freedom and possibility.

Natural Beauty

Surrounded by Florida's lush landscapes and natural waterways.

Outdoor Living

Perfect for camping, RV living, or building your dream retreat.

Your Land, Your Rules

Build your homestead, park your RV, or hold as an investment.

Year-Round Sunshine

Enjoy Florida's mild climate and outdoor lifestyle every season.

Property Rules & Zoning

Zoning: Residential

No HOA fees or restrictions
RVs and mobile homes may be permitted (check local zoning)
Build at your own pace
Camp on your land while you plan
Peaceful rural setting

Financing Options

Cash Price

$9,600

One-time payment, no interest

Owner Financing

Down Payment$249
Monthly Payment$199/mo
Term70 months
Doc Fee$249

0% Interest. No credit check required.

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan your build with total confidence. Review the full specifications below and see exactly what makes this parcel a prime investment opportunity.

Property Specifications

CountyPutnam, FL
Zoningresidential
APN13-11-26-8244-0130-0120
Acreage0.23 Acres
TerrainFlat, Wooded
Elevation61 ft
Access RoadPrivately Maintained
WaterWell or Cistern needed
Sewer/SepticSeptic needed
ElectricContact Florida Power & Light (1-800-226-5885)
GasPropane
WasteWeekly Pickup
HOA / FeesNone
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GPS Coordinates

PointDecimalDMS
Center29.644417, -81.92204329°38'39.9"N, 81°55'19.35"W
SE Corner29.644305, -81.92185929°38'39.5"N, 81°55'18.69"W
SW Corner29.644301, -81.92221829°38'39.48"N, 81°55'19.98"W
NW Corner29.644521, -81.92222129°38'40.28"N, 81°55'19.02"W
NE Corner29.644525, -81.92186229°38'40.29"N, 81°55'18.7"W
0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 1
0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 2
0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 3
0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 4
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0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 12
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0.23 Acre Build-Ready Lot in Satsuma, Putnam County — property view 14
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Location

Putnam, FL

104 Utah St

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The Visionary

Juliana
Scolari.

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Juliana Scolari