0.22 Acres · Putnam County, FL

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High Ground Harmony in Frederick Town

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0.22 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.22 acres
Zoning
R2 (Residential)
Road access
Shappell Ave (Dirt, County Maintained)
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Putnam County remains Florida's best-kept secret for affordable acreage and investment land. While other counties become saturated and prices skyrocket, smart investors continue recognizing the exceptional value here. This 0.22-acre wooded retreat on Shappell Ave is your exit strategy affordable enough to act on today, valuable enough that you'll own something genuinely precious tomorrow.

Establish your family homestead on this unique sloped parcel, offering superior drainage and high-ground privacy with elevations reaching up to 177 ft. Zoned R-2, this lot provides the flexibility for a site-built home or a mobile home (one allowed), allowing you to build your vision without a restrictive HOA controlling your life. Located on a county-maintained dirt road and surrounded by the natural beauty of Interlachen Lakes Estates, this raw acreage delivers pure potential. Secure your slice of authentic Florida today with owner financing options that make ownership accessible.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$9,800

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$199/mo
Term
70 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

See available lots

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Shappell Ave
Putnam County, FL

Putnam County · Shappell Ave (Dirt, County Maintained)

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GPS coordinates

Center
29.679520, -81.857982
NW
29.679622, -81.858179
NE
29.679625, -81.857786
SE
29.679419, -81.857784
SW
29.679416, -81.858178

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
25-09-24-4075-1020-0270
Acreage
0.22 acres
Zoning
R2 (Residential)
Terrain
Sloped, Treed
Elevation
176 ft (Avg)
Access road
Shappell Ave (Dirt, County Maintained)
Water
Well or cistern needed; contact Environmental Health at 386-326-7189
Sewer or septic
Septic system required; contact Environmental Health at 386-326-7189
Electric
Contact Clay Electric Office in Keystone Heights at (352) 473-4917
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None (Putnam County does not regulate/enforce HOAs)
Last verified
October 8, 2026
GPS coordinates
See Location above
Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Contact Clay Electric Office in Keystone Heights at (352) 473-4917. Water: Well or cistern needed; contact Environmental Health at 386-326-7189. Sewer or septic: Septic system required; contact Environmental Health at 386-326-7189. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $199 a month for 70 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

Call (407) 917-0848