0.22 Acres · Putnam County, FL

0.215 Acre Build-Ready Lot in Interlachen Lakes Estates

0.22 acre residential zoned land for sale in Putnam County, FL, photo 1

Quick facts

Size
0.22 acres
Zoning
R2 (Residential)
Road access
Charles Ave (Dirt, County Maintained)
Location
Putnam County, FL Open in Maps

What You're Actually Getting

Discover your perfect slice of North-Central Florida with this pristine 0.215-acre residential lot located in the beautiful Interlachen Lakes Estates (Frederick Town Unit). Situated in Putnam County, this vacant parcel spans just under 9,400 square feet, offering a quiet, wooded canvas perfectly sized for your custom dream home, a mobile home, or a peaceful weekend retreat.

A significant advantage of this property is its excellent 100-foot elevation. Sitting high and dry in Flood Zone X, this lot is securely removed from the 1% annual chance floodplain. This premium elevation provides incredible peace of mind and typically eliminates the need for expensive flood insurance. The property is zoned R-2 (Residential Mixed), which offers fantastic flexibility: you can build a traditional site-built home, a modular home, or place a residential mobile home (RMH). Furthermore, you will enjoy the ultimate freedom of land ownership with absolutely no HOA fees or restrictive community rules tying you down.

Interlachen provides a relaxed, nature-forward lifestyle with incredible access to Florida's best outdoor recreation. You are just a short drive from the stunning Ravine Gardens State Park, Silver Springs State Park, and historic St. Augustine. When you need city amenities, Hawthorne, Palatka, and Keystone Heights are all within an easy commute. With power lines running up Charles Ave and service from Clay Electric or FPL, this peaceful lot represents an incredible, versatile value for your future Florida homestead.

Pricing & Terms

Need a personalized plan?

Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.

Discounted Cash Price

$12,000

One payment, plus the one-time $249 document fee. Deed recorded at closing.

Owner Financing

Down payment
$249
Monthly payment
$249/mo
Term
60 months
Interest
0%
Document fee (one time)
$249

No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.

Reserving pays the $249 document fee, which is not refundable; it holds the lot right away while we sign the agreement and complete the down payment. Everything else is covered by the 100-day Love It or Swap It guarantee.

Reserve this lot

Questions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.

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Location

Address

Charles Ave, Interlachen Lakes Estates
Putnam County, FL

Putnam County · Charles Ave (Dirt, County Maintained)

Open in Google Maps

GPS coordinates

Center
29.679008, -81.873359
NW
29.679109, -81.873557
NE
29.679112, -81.873163
SE
29.678906, -81.873161
SW
29.678903, -81.873555

Technical Data

For the Detail Oriented

I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.

County
Putnam, FL
APN (parcel number)
26-09-24-4076-0600-0120
Acreage
0.22 acres
Zoning
R2 (Residential)
Terrain
Flat / Wooded
Elevation
100 ft
Access road
Charles Ave (Dirt, County Maintained)
Water
Well or Cistern needed
Sewer or septic
Septic needed
Electric
Clay Electric Cooperative or FPL
Gas
Propane
Waste
Weekly Pickup
HOA / fees
None
Last verified
October 8, 2026
GPS coordinates
See Location above
Reserve this lot

Secure, encrypted checkout via GeekPay.io. The document fee is not refundable; every other term is covered by the 100-day Love It or Swap It guarantee.

Juliana Scolari

The Visionary

Juliana Scolari

"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"

Read the full interview

Frequently Asked Questions

What is the zoning on this Putnam County lot?

The county zoning district is R2. The lot is zoned residential. Living in an RV or camping long term is not permitted on residential lots, apart from any temporary construction permit the county offers.

What utilities are available at this lot?

Electric: Clay Electric Cooperative or FPL. Water: Well or Cistern needed. Sewer or septic: Septic needed. Confirm availability and connection costs with each provider before you build.

How much is this lot per month with owner financing?

$249 down, then $249 a month for 60 months at 0% interest, plus a one-time $249 document fee. There is no credit check and no prepayment penalty; the warranty deed records in your name at payoff. Need a personalized plan? Call or text Juliana at (407) 917-0848 and she will put one together for you.

Can I live in an RV on this lot?

RV and camper living as a residence isn't allowed on this lot, except under a temporary construction permit where Putnam County offers one.

See our RV and manufactured home rules by county.

How owner financing works

CallReserve this lot