
Putnam, FL
0.215 Acre Build-Ready Lot in Interlachen Lakes Estates




What You're Actually Getting
Claim your own quiet corner of North-Central Florida with this 0.215-acre residential lot in the established Interlachen Lakes Estates community (Frederick Town Unit 17). Located in Putnam County, this vacant parcel spans roughly 9,400 square feet a wooded, level canvas perfectly sized for a custom single-family home without the upkeep burden of a sprawling acreage.
The standout feature here is elevation. At 130 feet, this lot sits exceptionally high and dry in Flood Zone X, fully outside the 1% annual chance floodplain. In a state where drainage makes or breaks a build site, that elevation delivers genuine peace of mind and typically removes the requirement for costly flood insurance. Zoning is Residential-Single Family Residence, cleanly suited to a traditional site-built or modular home. And with Putnam County neither regulating nor tracking HOAs, you get the freedom of true land ownership no association dues, no board approvals, no restrictive bylaws dictating what you do with your property.
Interlachen offers a relaxed, nature-forward pace of life with outstanding access to Florida's best outdoor recreation Ravine Gardens State Park, Silver Springs State Park, The Canyons Zip Line and Adventure Park, and historic St. Augustine are all within easy reach. Hawthorne, Palatka, and Keystone Heights cover your everyday shopping and services. With electric service available through Clay Electric and weekly county waste collection already in place, this is a straightforward, high-value foundation for your future Florida homestead.
- Elite ElevationExceptional 130-foot elevation in Flood Zone X, well outside the 1% annual chance floodplain for a low-risk, secure build site.
- No HOA FeesPutnam County does not regulate or track HOAs — enjoy complete property freedom with zero association dues or restrictive bylaws.
- Ready to BuildZoned Residential-Single Family Residence, cleanly suited for a traditional site-built or modular home on a level, wooded parcel.
The Lifestyle Awaits
Owning land in Putnam, FL opens the door to a lifestyle of freedom and possibility.
Natural Beauty
Surrounded by Florida's lush landscapes and natural waterways.
Outdoor Living
Perfect for camping, RV living, or building your dream retreat.
Your Land, Your Rules
Build your homestead, park your RV, or hold as an investment.
Year-Round Sunshine
Enjoy Florida's mild climate and outdoor lifestyle every season.
Property Rules & Zoning
Zoning: Residential
Financing Options
Cash Price
$9,600
One-time payment, no interest
Owner Financing
0% Interest. No credit check required.
For the Detail Oriented
I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan your build with total confidence. Review the full specifications below and see exactly what makes this parcel a prime investment opportunity.
Property Specifications
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GPS Coordinates
| Point | Decimal | DMS |
|---|---|---|
| Center | 29.644417, -81.922043 | 29°38'39.9"N, 81°55'19.35"W |
| SE Corner | 29.644305, -81.921859 | 29°38'39.5"N, 81°55'18.69"W |
| SW Corner | 29.644301, -81.922218 | 29°38'39.48"N, 81°55'19.98"W |
| NW Corner | 29.644521, -81.922221 | 29°38'40.28"N, 81°55'19.02"W |
| NE Corner | 29.644525, -81.921862 | 29°38'40.29"N, 81°55'18.7"W |















Location
Putnam, FL
Interlachen, FL (approximate area)
Juliana
Scolari.
"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"
