1.55 Acres · Palatka, Putnam County, FL
1.55-Acre Contiguous 3-Parcel Package Deal
Quick facts
- Size
- 1.55 acres
- Zoning
- AG (Agricultural)
- Dimensions
- L shape: 100 ft on SR 19, 480 ft deep
- Road access
- S State Rd 19 (Paved, State Maintained)
- Flood zone
- X
- Location
- Palatka, FL Open in Maps
What You're Actually Getting
Exceptional investment opportunity to acquire a contiguous 3-parcel land assemblage totaling 1.55 acres by deed in Palatka (Putnam County), Florida.
Anchored by Parcel 0802 with direct frontage along S State Road 19 (FL-19)—a primary commercial and transit corridor connecting Palatka, Ocala National Forest, and US-17—this portfolio includes two directly adjoining parcels (0839 and 0840) to create a substantial, unified tract.
PARCEL BREAKDOWN (3 CONTIGUOUS LOTS):
• Parcel 1 (APN: 37-11-26-0000-8888-0802) | 0.517 AC (22,500 SF by deed) | 1758 S State Road 19 Frontage
• Parcel 2 (APN: 37-11-26-0000-8888-0839) | 0.517 AC (22,500 SF by deed, less the 30 ft road strip) | Adjoining North/West
• Parcel 3 (APN: 37-11-26-0000-8888-0840) | 0.517 AC (22,500 SF by deed, less the 30 ft road strip) | Adjoining North/East
Total Combined Area: 1.55 Contiguous Acres by deed (67,500 SF)
KEY PROPERTY ATTRIBUTES:
• Contiguous Assemblage: Three distinct legal parcels of record sold together as a single unified package deal.
• High & Dry Topography: Level terrain at ~25-foot elevation, situated 100% within FEMA Flood Zone X (minimal flood hazard; no flood insurance required).
• Flexible AG Zoning: Putnam County Agriculture (AG) zoning allows site-built homes and mobile homes. As one package the three tracts clear the 1 acre AG minimum.
• Unrestricted Land Freedom: Located in unincorporated Putnam County with no HOA or POA restrictions, fees, or mandated timelines to build.
• Ultra-Low Holding Costs: Combined annual property taxes across all 3 parcels total just $163 per year ($47 + $58 + $58), making this an ideal low-risk buy-and-hold or land-banking play.
• Utilities in Vicinity: Electric service from Clay Electric Cooperative or FPL.
DEVELOPMENT & USE POTENTIAL:
• Private Family Compound: Combine all 3 contiguous parcels to construct an expansive, private multi-structure estate or homestead.
• Multi-Home Development: Build or sell individual homes across 3 separate existing legal deeds of record.
• Strategic Arterial Frontage: High-visibility exposure along S State Road 19 provides strong long-term appreciation in North-Central Florida's growing path of progress.
Minutes to downtown Palatka, St. Johns River boat ramps, Rodman Reservoir, and easy driving distance to Gainesville, Ocala, and St. Augustine. Sold together as a complete 3-parcel package deal.
Pricing & Terms
Need a personalized plan?
Every buyer is different. Call or text Juliana at (407) 917-0848 and she will put together a plan that fits your budget.
Discounted Cash Price
$37,900
One payment, plus the one-time $249 document fee. Deed recorded at closing.
Owner Financing
- Down payment
- $2,999
- Monthly payment
- $745/mo
- Term
- 65 months
- Interest
- 0%
- Document fee (one time)
- $249
No credit check, no prepayment penalty. Pay it off early and you pay nothing extra.
Reserving pays the $249 document fee, which is not refundable; it holds the lot right away while we sign the agreement and complete the down payment. Everything else is covered by the 100-day Love It or Swap It guarantee.
Reserve this lotQuestions first? Call or text Juliana at (407) 917-0848, or read how owner financing works.
Swipe or use the arrows to see all 12 photos
Location
Address
1758 S State Rd 19
Palatka, FL
Putnam County · S State Rd 19 (Paved, State Maintained)
GPS coordinates
- Center
- 29.565384, -81.729403
- East
- 29.564886, -81.728838
- South
- 29.564253, -81.728562
- Southwest
- 29.564060, -81.728786
- West
- 29.564996, -81.729849
Technical Data
For the Detail Oriented
I know that serious land buyers care about the specifics. That's why I've compiled every data point you need from precise GPS coordinates to utility access details. There's no guesswork here; just clear, verifiable facts so you can plan with total confidence. Anything not listed below is not yet confirmed for this lot; ask and I will check the county record.
- County
- Putnam, FL
- Town
- Palatka
- APN (parcel number)
- 37-11-26-0000-8888-0802
- Acreage
- 1.55 acres
- Dimensions
- L shape: 100 ft on SR 19, 480 ft deep
- Zoning
- AG (Agricultural)
- Minimum home size
- No County Minimum / Florida Building Code (~400 - 600 sq. ft.)
- Terrain
- Treed, Flat
- Elevation
- 24 to 27 ft
- Flood zone
- X
- Access road
- S State Rd 19 (Paved, State Maintained)
- Water
- Well or Cistern needed
- Sewer or septic
- Septic needed (mounded system likely)
- Electric
- Clay Electric Cooperative (386-328-1432) or FPL (888-988-8249)
- Gas
- Propane
- Waste
- Weekly Pickup
- HOA / fees
- None
- Annual property tax
- about $163
- Last verified
- October 15, 2026
- GPS coordinates
- See Location above
Secure, encrypted checkout via GeekPay.io. The document fee is not refundable; every other term is covered by the 100-day Love It or Swap It guarantee.
The Visionary
Juliana Scolari
"I founded Golden Ridge because I saw a gap in the market that was leaving good people behind. Banks rarely finance raw land. Traditional real estate isn't designed for land buyers. Golden Ridge Partners changes that dynamic. I built this company to be the solution. Meaning you get the land you want without ever needing a bank’s permission. By deploying my own capital, I act as the lender, offering you simple owner financing that bypasses the banking system entirely"
Read the full interview
